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Interest only

With an interest only mortgage, you are only paying the interest charged on the loan each month and the capital has to be repaid in full at the end of the term, from other arrangements that you have made. It is essential that there is a realistic plan in place that will allow the capital to be repaid. Lenders are much stricter about interest only lending now, so why not get some expert help and advice from Maxwell Moore?

Considerations

If you are coming to the end of the term on an existing interest only mortgage and have not got the means to fully repay at the present time, then do talk to us. We will work with you to try and find a solution, and we have access to lenders who deal with this type of scenario. The above considerations may not necessarily apply in this scenario.

Retirement Interest Only

There are new products available specifically targeted at older borrowers that allow them to continue on an interest only basis and stay in their home. You can find out more on our Older Borrowers page.

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