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First time buyers

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Buying your first home is one of life's major milestones and is hugely exciting. It can also be really daunting as everything about it will be unfamiliar. We really understand the process and will help you every step of the way to understand how the process works, what all the jargon means, and to make the right decisions at the right time. As part of our process, we can help determine if you are in a position to take this momentous step, as well as advising on a suitable mortgage.


Talk to us early to find out how much you can realistically borrow and afford. This will help you focus your property search. Try our borrowing and payment calculators for some indicative figures.

Ensuring you are ready financially is really important when taking your first step on the property ladder. Make sure you have considered, and budgeted for, the following costs.

The big search

Remember, the agent is there to sell the property so they are not an impartial advisor for you!

You found the one

When you finally find that one property you love, do some research before jumping in. Zoopla and Rightmove are helpful for this.

Once you've had an offer accepted then be organised. Respond to enquiries from, and provide information to us and your solicitor promptly. This will help to ensure that things progress as smoothly and as quickly as possible. A seller isn't going to wait around forever if you promised a quick completion!

Protecting you and your home

We don't just love helping you find the right mortgage, we're passionate about ensuring you can stay in your home. That's why we'll discuss how to protect you and your family in the event of unpleasant things happening; unfortunately the mortgage and bills don't go away even if your income does, and your family won't want to move if you die. Find out more on our insurance page. Blank pixel to trigger onload event